Checking Accounts

Vertex Trust Bank checking is built for the way you actually spend, save, and get paid. Open an account in under five minutes, get your debit card in the mail within days, and start using mobile and online banking the moment your account is funded.

Choose from three core tiers — Essential Checking for everyday needs with no monthly fee when you set up direct deposit, Plus Checking with interest earnings and waived ATM fees worldwide, and Private Checking for clients who want a dedicated banker, premium debit card, and complimentary safe-deposit box.

Every Vertex checking account includes free mobile check deposit, person-to-person transfers, bill pay, early direct deposit up to two days sooner, real-time card controls, instant transaction alerts, and access to more than 60,000 surcharge-free ATMs nationwide.

Funds are FDIC-insured up to $250,000 per depositor, and our Zero Liability promise means you're never responsible for unauthorized debit card transactions you report promptly.