Home Equity

Your home is one of your most valuable financial assets. The Vertex FastLine® Home Equity Line of Credit lets you put that value to work — for renovations, debt consolidation, college tuition, a wedding, or any major life expense.

Check your rate online in minutes with a soft credit pull that won't impact your score. Once approved, draw funds as you need them up to your full credit line, pay interest only on what you actually use, and access funds as quickly as two weeks from application.

Choose between a variable-rate HELOC for maximum flexibility or a fixed-rate Home Equity Loan for predictable monthly payments. Our loan officers can walk you through both options to find the right fit.

No application fees, no annual fees on most lines, and a Vertex Trust banker assigned to you from application to closing. All home equity products are subject to credit approval and home appraisal.