Mortgages

Buying a home is the biggest financial decision most people will ever make. Vertex Trust Bank is here to make it as clear and smooth as possible, whether it's your first home or your fifth.

We offer the full range of mortgage products: conventional fixed-rate loans (15, 20, and 30-year terms), adjustable-rate mortgages with lower introductory rates, FHA and VA loans for qualified buyers, jumbo mortgages for higher loan amounts, and dedicated first-time homebuyer programs with down payments as low as 3%.

Get pre-qualified online in minutes with no impact to your credit, then upload documents securely and track every milestone of your application — appraisal, underwriting, closing — from the Vertex Trust dashboard.

Every borrower is matched with a dedicated loan officer who knows your market and is available by phone, email, or video call from application through closing. All mortgages are subject to credit and underwriting approval.