Savings Accounts

Vertex Trust Bank savings accounts are designed to help your money grow steadily while staying within reach the moment you need it. Whether you're building an emergency fund, saving for a wedding, or stashing cash for a future down payment, there's an account that fits the goal.

Our High-Yield Savings earns one of the most competitive rates in the country with no monthly fees and no minimum balance. Certificates of Deposit (CDs) lock in guaranteed returns from 3 months to 5 years, and our Goals Savings sub-accounts let you create as many named buckets as you want — Vacation, House, Holidays — all under a single account.

Automate everything. Schedule recurring transfers from checking, turn on Round Ups to deposit spare change from every debit purchase, and set Smart Save rules that move money based on income or balance triggers.

All savings deposits are FDIC-insured up to applicable limits, and you can move money between Vertex accounts instantly at no cost, 24 hours a day.